Convenient. Instant. Yours.
THE VIRTUAL GOCARD
A card that’s secure, easy to use, and won’t cost you a thing.
Currently only available in the UK. More countries coming soon.
Go further, spend freely
More ways to spend
You can manage your virtual GoCard, which is linked to your TransferGo GBP Account and designed for secure online spending, through our mobile app.
1
Spend with no hidden costs
Confirm your ID and choose your plan
2
Top up
BY bank transfer
Get a virtual card instantly or a physical one delivered fast
3
Smart spending insights
Top up your account and start spending
Why go virtual?
A virtual debit card gives you instant access, secure spending, and the freedom to shop online. It’s fast, safe, and always with you.
GET YOUR GOCARD QUICKLY, FOR FREE
No monthly subscription fees
Great for online shopping
Instantly freeze/unfreeze your card
Safe and secure
Unlock secure, smart spending
Download the TransferGo app and get your free GoCard in minutes
1
Verify
Confirm your ID
2
Order
Get a virtual GoCard instantly
3
Enjoy
Top up your account and start spending
Physical
GoCard
One GoCard, two ways to go
Virtual gocard
Free and ready to use the moment you sign up
Your virtual GoCard lives in your TransferGo app. Use it for online shopping, contactless ATM withdrawals, in-app payments, and tap-to-pay from your phone.
Physical gocard
£4.99 one-off fee, covers manufacturing and delivery
Order a physical GoCard for the moments a physical card still matters. ATM cash withdrawals where contactless isn`t supported, shops without tap-to-pay, and services like car rental that ask for a physical card.
*ATM withdrawals with a physical or virtual GoCard: UK and EEA, £500 free per month (up to 3 withdrawals), then 1.5% fee (min £1). Rest of World, £200 free per month (up to 3 withdrawals), then 3% fee (min £1).
Coming soon
Smarter plans and exciting features are coming your way very soon! Sign up for updates you won’t want to miss.
Trusted by millions worldwide
CNBC World Top
Tech Companies 2026
Payment Award
Very fast
Very fast, it takes only few minutes, my first time to use transfer go and you deserve 5 star 👍👍👍
Super friendly customer representative…
Super friendly customer representative and a rapid transfer. Thank you guys!
Thank you so much I appreciate you and…
Thank you so much I appreciate you and I’m glad you enjoyed I’m recommending you to my friends
No transfer fee and they are constant…
Because there is no transfer fee and they are constant and positively responsive.
Love the card
Love the card – super easy to use when travelling and great to have a physical card Abroad
A good tool (app) for sending money…
A good tool (app) for sending money abroad, easy to use, lots of features, fast and efficient, highly recommend.
Frequently asked questions
What is the virtual GoCard?
The virtual GoCard is a digital Visa debit card linked to your TransferGo GBP Account. Perfect for secure online spending, receiving payments, and sending money.
How can I get a virtual GoCard?
Simply sign in to your TransferGo app, confirm your identity, and follow the steps to request your virtual card. It’s free and available instantly with no waiting required.
How do I use my virtual debit card for online payments?
You can use your virtual card just like a regular debit card. At checkout, enter your card number, expiry date, and CVV found in your app. It’s secure, fast, and works anywhere Visa is accepted online.
How can I withdraw money using the virtual GoCard?
Virtual cards can’t be used at ATMs. To withdraw cash, you’ll need to order a physical GoCard through the app, which offers fast delivery and even more benefits.
How does the virtual GoCard work?
Once activated, your virtual debit card is linked to your GBP balance in your TransferGo multi-currency account. You can spend online, receive payments, send money, and manage everything from your app.
How do I add money to my virtual GoCard?
Top up your card by adding funds to your TransferGo multi-currency account via bank transfer. Once your balance is funded, your virtual card will be ready to use immediately.
This card service is issued by B4B payments pursuant to license with Visa, who acts as a data processor for specific operations such as card personalisation and delivery. For more details, please read B4B’s Privacy Policy and the TransferGo Privacy Policy.