Convenient. Instant. Yours.
THE VIRTUAL GOCARD
A card that’s secure, easy to use, and won’t cost you a thing.
Scan to download the TransferGo app
Go further, spend freely
More ways to spend
You can manage your virtual GoCard, which is linked to your TransferGo GBP Account and designed for secure online spending, through our mobile app.
1
Spend globally with no hidden costs
Confirm your ID and choose your plan
2
Top up
balances via bank transfer
Get a virtual card instantly or a physical one delivered fast
3
Smart spending insights
Top up your account and start spending
Scan to download the TransferGo app
Why go virtual?
A virtual debit card gives you instant access, secure spending, and the freedom to shop online globally. It’s fast, safe, and always with you.
GET YOUR GOCARD QUICKLY, FOR FREE
No monthly subscription fees
Great for online shopping
Instantly freeze/unfreeze your card
Safe and secure
Scan to download the TransferGo app
Unlock secure, smart spending
Download the TransferGo app and get your free GoCard in minutes
1
Verify
Confirm your ID
2
Order
Get a virtual GoCard instantly
3
Enjoy
Top up your account and start spending
Scan to download the TransferGo app
PHYSICAL
GOCARD
Pick the card
that suits your needs
VIRTUAL GOCARD
FREE
Everything you need for secure, everyday spending and fast money transfers. A virtual GoCard for international use, and a multi-currency account.
GBP virtual Visa debit card
Send, receive, hold and exchange GBP, EUR or PLN
Top up balances via bank transfer or card
Spend worldwide with no hidden costs
PHYSICAL GOCARD
£4.99 one-time payment
New to the UK? Get a physical card that’s easy to set up, with free ATM withdrawals, priority customer support, faster transfers, and lower fees.
GBP physical Visa debit card
ATM withdrawals (UK & EEA): £500 free/month (up to 3 withdrawals), then 1.5% (min £1)
ATM withdrawals (Rest of World): £200 free/month (up to 3 withdrawals), then 3% (min £1)
Priority Customer Support
Overview
Card type
Currencies
Top-up options
Coverage
ATM withdrawals
VIRTUAL
GOCARD
FREE
Keep it simple with fast money transfers, a secure virtual GoCard, and smart online spending with no hidden fees.
Virtual GBP Visa debit card
Send, receive, hold, and exchange GBP, EUR or PLN
Bank transfer
Worldwide, no hidden costs
Not included
PHYSICAL GOCARD
£4.99 one-time payment
Everything in virtual, plus faster transfers, lower fees, priority support, physical and virtual GoCard, and free global ATM withdrawals.
Physical + virtual GBP Visa debit card
✅ (Included)
✅ (Included)
✅ (Included)
– UK & EEA: £500 free (up to 3 withdrawals per month), then 1.5% fee (min £1)
– Rest of World: £200 free (up to 3 withdrawals per month), then 3% fee (min £1)
COMING SOON
Smarter plans and exciting features are coming your way very soon! Sign up for updates you won’t want to miss.
Trusted by millions worldwide
Emilia helped me with a particularly…
Emilia helped me with a particularly difficult transfer. I cannot thank her enough for her help and patience with me. Yet another 5 Star rating for the best money transfer company in the industry
Very helpful tech support
Very helpful tech support — they helped me solve my problem. As for the app, I’ve made only one transfer so far, and it worked well.
Great service and smooth
I jumped very quickly into a transaction without verifying many data and i was mistaken . Fortunately i spoke to the customer service person (Adam J ) and he assisted me very well until i got back my finance and ran again another correct transaction
A fantastic app for sending money. Excellent service
A fantastic app for sending money abroad. And if there are any issues the chat bot on this is pretty good. But if it can't be fixed then an agent is on hand within minutes. They also keep you updated on any process issues via email. And they really look after you.
Adam was very helpful and kind
Adam was very helpful and kind. He answered all my questions clearly and made everything easy to understand. I really appreciate his support!
Fast response all staff are kind and…
Fast response all staff are kind and respectful . Money not lost when it comes to delayed. Its very convenient for me . Good job always.
Frequently asked questions
What is the virtual GoCard?
The virtual GoCard is a digital Visa debit card linked to your TransferGo GBP Account. Perfect for secure online spending, receiving payments, and sending money.
How can I get a virtual GoCard?
Simply sign in to your TransferGo app, confirm your identity, and follow the steps to request your virtual card. It’s free and available instantly with no waiting required.
How do I use my virtual debit card for online payments?
You can use your virtual card just like a regular debit card. At checkout, enter your card number, expiry date, and CVV found in your app. It’s secure, fast, and works anywhere Visa is accepted online.
How can I withdraw money using the virtual GoCard?
Virtual cards can’t be used at ATMs. To withdraw cash, you’ll need to order a physical GoCard through the app, which offers fast delivery and even more benefits.
How does the virtual GoCard work?
Once activated, your virtual debit card is linked to your GBP balance in your TransferGo multi-currency account. You can spend online, receive payments, send money, and manage everything from your app.
How do I add money to my virtual GoCard?
Top up your card by adding funds to your TransferGo multi-currency account via bank transfer. Once your balance is funded, your virtual card will be ready to use immediately.
The card is issued by B4B Payments pursuant to license with Visa.