Tap.
Swipe.
Go.
The physical GoCard
Your physical GoCard gives you secure, contactless spending anywhere Visa is accepted, online or in person. Get yours for a one-off fee of £4.99.
Scan to download the TransferGo app
Everyday payments made simple
Fast to get, easy to use
Shop online, in-store, and withdraw cash—with one card linked to your TransferGo GBP Account and managed easily in the app.
Spend anywhere
Withdraw Cash
Manage your card in our easy-to-use mobile app
Smart spend insights
Scan to download the TransferGo app
Pay for the little things—
and the big ones too…
Why choose a physical GoCard?
The physical GoCard lets you shop in-store or online with ease and security. It’s convenient, reliable, and works even when your phone doesn’t.
Delivered fast and free—no detailed proof of address needed
Perfect for everyday spending, online and offline
Linked to your GBP account
Instantly FREEZE/UNFREEZE your card
Fully encrypted and protected for your SAFETY
Scan to download the TransferGo app
Unlock secure, smart spending
Download the TransferGo app and get your free card in minutes
1
Verify
Confirm your ID
2
Order
Get a virtual card instantly
3
Enjoy
Top up your account and start spending
Scan to download the TransferGo app
VIRTUAL
goCard
One GoCard, two ways to go
Virtual gocard
Free and ready to use the moment you sign up
Your virtual GoCard lives in your TransferGo app. Use it for online shopping, contactless ATM withdrawals, in-app payments, and tap-to-pay from your phone.
Physical gocard
£4.99 one-off fee, covers manufacturing and delivery
Order a physical GoCard for the moments a physical card still matters. ATM cash withdrawals where contactless isn`t supported, shops without tap-to-pay, and services like car rental that ask for a physical card.
*ATM withdrawals with a physical or virtual GoCard: UK and EEA, £500 free per month (up to 3 withdrawals), then 1.5% fee (min £1). Rest of World, £200 free per month (up to 3 withdrawals), then 3% fee (min £1).
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Frequently asked questions
What is a physical GoCard?
A physical GoCard is a tangible Visa debit card linked to your TransferGo GBP Account that you can use for in-store, online purchases, and ATM withdrawals.
What is the difference between virtual and physical debit cards?
A virtual card exists digitally on your phone for online payments, while a physical card is a tangible card you can use in stores, ATMs, and online.
How do I use the physical GoCard for online payments?
Use your card details (number, expiry date, and CVV) at checkout just like any other debit card.
How can I apply for a physical GoCard?
Simply sign in to your TransferGo app, confirm your identity, and follow the steps to request your physical GoCard.
How long does it take to receive my physical GoCard after applying?
Delivery typically takes up to 5 business days, depending on your location.
Do I need to activate my physical GoCard once I receive it?
Yes, for security, you must connect your card through the TransferGo app before using it. Just follow the instructions that come with your new card.
Can I withdraw cash from ATMs with my physical GoCard?
Yes, you can withdraw cash from ATMs worldwide.
Are there fees for ATM withdrawals with the physical GoCard?
In the UK and EEA, you get up to £500 free across 3 withdrawals each month. For the rest of the world, you can withdraw up to £600 free every 30 days, after which a 3% fee applies.
Can I use my physical GoCard abroad?
Yes, the card works globally for convenient spending and withdrawals.
What should I do if my physical GoCard is lost or stolen?
Report the loss immediately through the TransferGo app or customer support to block the card and prevent unauthorised use—you can block it directly in the app.
How do I replace a lost or damaged physical GoCard?
Request a replacement via the TransferGo app. A new card will be issued and sent to your registered address.
The card is issued by B4B Payments pursuant to license with Visa.