Everything you need to know
USA Currency
Travelling to or living in USA? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the GoCard in USA
Open a UK bank account with us and get a GoCard for smarter spending in USA. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.
What is the currency in USA?
The official currency of the United States is the US dollar
The dollar has been the national currency since 1792 and is the most traded currency worldwide.
USD, $
Banknotes
$1
$5
$10
$20
$50
$100
Coins
1¢
5¢
10¢
25¢
50¢
$1
Popular Dollar pairings
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Z
How to spend money in USA
Cards dominate—debit, credit, and contactless are accepted almost everywhere. Cash is still useful for tipping, small cafés, and local stores. ATMs are everywhere, but some charge fees. Mobile wallets like Apple Pay are widely used.
Tips for exchanging money in USA
Avoid airport kiosks—poor exchange rates.
ATMs are the easiest way to get cash, but withdrawal fees vary.
Always pay in dollars—other currencies aren’t accepted.
Some smaller businesses may prefer cash, especially outside big cities.
Use TransferGo to send money directly to US bank accounts or use your GoCard to pay in shops and withdraw cash with no hidden fees.
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For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.
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Frequently asked questions
What is the official currency used in USA?
The United States dollar (USD, $).
What is the official currency used in USA?
Symbol: $ | Code: USD
Can I use my home currency in USA?
No, only US dollars are accepted.
How can I use my GoCard in USA?
Just activate it in the app and start spending—online or in stores.
Is it better to use cash or card when spending in USA?
Card for most things; cash for tips and small places.
Are credit or debit cards widely accepted in USA?
Yes, cards are universally accepted, including contactless payments.
Are there ATMs available in USA, and are there withdrawal limits?
Yes, ATMs are widely available. Withdrawal limits depend on your card provider.
Can I use a GoCard in USA?
Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.