Uganda Currency

Travelling to or living in Uganda? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the GoCard in Uganda

Open a UK bank account with us and get a GoCard for smarter spending in Uganda. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.

What is the currency in Uganda?

The official currency of Uganda is the Ugandan shilling

The Ugandan shilling replaced the East African shilling in 1966 and is issued by the Bank of Uganda.

UGX, USh

Banknotes

USh1,000

USh2,000

USh5,000

USh10,000

USh20,000

USh50,000

Coins

Rarely used in daily life

small denominations exist

How to spend money in Uganda

Cash is essential in Uganda, particularly outside major cities. In Kampala and other larger towns, credit and debit cards are accepted in hotels, supermarkets, and some restaurants, but cash is still preferred in local markets, transport, and smaller eateries. Mobile money platforms like MTN Mobile Money and Airtel Money are widely used for sending and receiving payments. ATMs are available in cities but may have withdrawal limits and occasionally run out of cash.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Uganda

Always exchange at licensed banks or reputable exchange bureaus.

Avoid street exchangers—they may offer poor rates or counterfeit notes.

Carry small notes for buses, taxis, and local markets.

Mobile money is an excellent option for fast, convenient payments.

Choose smart tools like TransferGo to send Ugandan shillings directly to local accounts or use your GoCard for payments and withdrawals—helping you avoid bank fees and hidden charges.

Trusted by millions worldwide

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

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Frequently asked questions

What is the official currency used in Uganda?

Ugandan shilling (UGX, USh).

What is the official currency used in Uganda?

Symbol: USh | Code: UGX

Can I use my home currency in Uganda?

No, only shillings are accepted outside of a few tourist-focused businesses.

How can I use my GoCard in Uganda?

Just activate it in the app and start spending—online or in stores.

Is it better to use cash or card when spending in Uganda?

Cash is essential, especially outside Kampala; cards are accepted in larger urban locations.

Are credit or debit cards widely accepted in Uganda?

Yes, in urban areas, though some vendors prefer cash.

Are there ATMs available in Uganda, and are there withdrawal limits?

Yes, mainly in major towns; rural areas may have few ATMs.

Can I use a GoCard in Uganda?

Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.