Estonia Currency

Travelling to or living in Estonia? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the GoCard in Estonia

Open a UK bank account with us and get a GoCard for smarter spending in Estonia. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.

What is the currency in Estonia?

The official currency of Estonia is the euro

Before the euro, Estonia used the Estonian kroon (EEK).

EUR, €

Banknotes

€5

€10

€20

€50

€100

€200

€500

Coins

1

2

5

10

20

50 cents

€1

€2

How to spend money in Estonia

Estonia is a digital leader. Card payments, contactless, and mobile wallets are everywhere—even in rural areas. Cash is used less often. Tip: Always choose to pay in local currency (EUR) to avoid extra conversion charges. With TransferGo, you can spend confidently and save on hidden bank fees.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Estonia

ATMs are common: but you’ll hardly need cash.

Digital-first economy: mobile and card payments dominate.

Airport kiosks: avoid due to poor rates.

Budget tip: Estonia is one of the least cash-dependent countries in Europe.

With TransferGo, you can easily send euros to Estonia or use your GoCard for cashless spending.

Trusted by millions worldwide

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

NO

LEIF ARVE GLESNES

My experiance with TransferGo is…

My experiance with TransferGo is positiv. They are very profesional and they demand proof of your reason for the transfer, your relationship with the reciver, and your source of fonds. It can maybe be some work to provide this proof but it show profesjonality. I have very good experiance ❤️

BG

TEMITOPE

First transaction was approved after…

First transaction was approved after few verification, they also have the best rate

PL

Miray Elif Önel

I was having a trouble with receiving…

I was having a trouble with receiving the money i sent because of my mistakes and the AI chat also helping team take care of me quickly and solved my problem, thank you a lot guys!

GB

Gary Michael Andrew Carver

First time I've sent money around the…

First time I've sent money around the world and I can highly recommend transfer go. Absolutely excellent service and so easy to do

SE

Nina

Amazing

Transfergo were really quick in their response and solved a problem I didn't think was poosible. I am very grateful!

GB

Ozlem

My transfer completed in seconds

My transfer completed in seconds. Rates were good. No fee paid for my first transfer. Thanks for this! I’m loving it.

Frequently asked questions

What is the official currency used in Estonia?

The euro (EUR, €).

What is the official currency used in Estonia?

Symbol: € | Code: EUR

Can I use my home currency in Estonia?

No, euros only.

How can I use my GoCard in Estonia?

Just activate it in the app and start spending—online or in stores.

Is it better to use cash or card when spending in Estonia?

Card and mobile payments are preferred.

Are credit or debit cards widely accepted in Estonia?

Yes, card is king.

Are there ATMs available in Estonia, and are there withdrawal limits?

Yes, but rarely needed.

Can I use a GoCard in Estonia?

Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.