Estonia Currency

Travelling to or living in Estonia? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the GoCard in Estonia

Open a UK bank account with us and get a GoCard for smarter spending in Estonia. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.

What is the currency in Estonia?

The official currency of Estonia is the euro

Before the euro, Estonia used the Estonian kroon (EEK).

EUR, €

Banknotes

€5

€10

€20

€50

€100

€200

€500

Coins

1

2

5

10

20

50 cents

€1

€2

How to spend money in Estonia

Estonia is a digital leader. Card payments, contactless, and mobile wallets are everywhere—even in rural areas. Cash is used less often. Tip: Always choose to pay in local currency (EUR) to avoid extra conversion charges. With TransferGo, you can spend confidently and save on hidden bank fees.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Estonia

ATMs are common: but you’ll hardly need cash.

Digital-first economy: mobile and card payments dominate.

Airport kiosks: avoid due to poor rates.

Budget tip: Estonia is one of the least cash-dependent countries in Europe.

With TransferGo, you can easily send euros to Estonia or use your GoCard for cashless spending.

Trusted by millions worldwide

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

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SE

Ruth Obere

Glad to have this platform that helps…

Glad to have this platform that helps make it easy to transfer support to my family each month. Good experience with you 😁

AE

Behiç Oğulcan Sapan

Ugne M was extremely helpful and…

Ugne M was extremely helpful and resolved my issue very quickly. She was professional, friendly, and efficient throughout the process. Excellent customer service. Thank you, Ugne!

GB

Mukhtiar Hussain

I’ve been using TransferGo for several…

I’ve been using TransferGo for several months now and I’ve had a really good experience. I regularly use it to send money to friends and family, and so far the service has been fast, reliable and very easy to use. The exchange rates are also very competitive, and I really like how quickly the transfers are processed. The app itself is simple and convenient, and the service has been reliable whenever I’ve needed it. Overall, I’m very happy with TransferGo and would definitely recommend it to anyone looking for a reliable money transfer service. 👍🏻👍🏻👍🏻

PL

Elena Kovalenko

Professional Support and a Successful Resolution

My transfer was stuck in “processing” due to an error in my personal details. After contacting customer support, I received assistance and the issue was resolved. The money has now arrived. I’m grateful for the professional approach and quick response in resolving the problem. Thank you, TransferGo!

ES

Cristobal

Usual work with Transfergo

I usually work with Transfergo and I feel really happy with its professionality and seriousness.

PL

Lukasz Tomczyk

I have used TransferGo around 250 times…

I have used TransferGo around 250 times over a period of about 10 years. I had to contact customer support only three times, and that was solely for verification purposes. So far, they have never let me down. They offer many payment options, and the money is always fully under control. It is a real pleasure working with this company, especially considering I have been using them for over a decade, very few services can boast such stability and reliability. A sincere thank you to everyone on the TransferGo team!

Frequently asked questions

What is the official currency used in Estonia?

The euro (EUR, €).

What is the official currency used in Estonia?

Symbol: € | Code: EUR

Can I use my home currency in Estonia?

No, euros only.

How can I use my GoCard in Estonia?

Just activate it in the app and start spending—online or in stores.

Is it better to use cash or card when spending in Estonia?

Card and mobile payments are preferred.

Are credit or debit cards widely accepted in Estonia?

Yes, card is king.

Are there ATMs available in Estonia, and are there withdrawal limits?

Yes, but rarely needed.

Can I use a GoCard in Estonia?

Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.

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