Hong Kong Currency

Travelling to or living in Hong Kong? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the GoCard in Hong Kong

Open a UK bank account with us and get a GoCard for smarter spending in Hong Kong. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.

What is the currency in Hong Kong?

The official currency of Hong Kong is the Hong Kong dollar

The Hong Kong dollar replaced the silver tael in 1935. It is issued by the Hong Kong Monetary Authority and is pegged to the US dollar.

HKD, $

Banknotes

$10

$20

$50

$100

$500

$1,000

Coins

10

20

50 cents

$1

$2

$5

$10

How to spend money in Hong Kong

Cards are widely accepted in shops, restaurants, and public transport. Mobile payments like Alipay HK, WeChat Pay, and Octopus card are very popular. Cash is still useful for markets, small stalls, and taxis. ATMs are abundant across the city.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Hong Kong

Exchange money at licensed banks or authorised bureaux for best rates.

Avoid airport kiosks; rates are less competitive.

Carry small notes for street food, markets, and minor transport fares.

With TransferGo, you can send money to Hong Kong or use your GoCard for seamless, cashless spending.

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For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

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Ruth Obere

Glad to have this platform that helps…

Glad to have this platform that helps make it easy to transfer support to my family each month. Good experience with you 😁

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Behiç Oğulcan Sapan

Ugne M was extremely helpful and…

Ugne M was extremely helpful and resolved my issue very quickly. She was professional, friendly, and efficient throughout the process. Excellent customer service. Thank you, Ugne!

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Mukhtiar Hussain

I’ve been using TransferGo for several…

I’ve been using TransferGo for several months now and I’ve had a really good experience. I regularly use it to send money to friends and family, and so far the service has been fast, reliable and very easy to use. The exchange rates are also very competitive, and I really like how quickly the transfers are processed. The app itself is simple and convenient, and the service has been reliable whenever I’ve needed it. Overall, I’m very happy with TransferGo and would definitely recommend it to anyone looking for a reliable money transfer service. 👍🏻👍🏻👍🏻

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Elena Kovalenko

Professional Support and a Successful Resolution

My transfer was stuck in “processing” due to an error in my personal details. After contacting customer support, I received assistance and the issue was resolved. The money has now arrived. I’m grateful for the professional approach and quick response in resolving the problem. Thank you, TransferGo!

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Cristobal

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I have used TransferGo around 250 times…

I have used TransferGo around 250 times over a period of about 10 years. I had to contact customer support only three times, and that was solely for verification purposes. So far, they have never let me down. They offer many payment options, and the money is always fully under control. It is a real pleasure working with this company, especially considering I have been using them for over a decade, very few services can boast such stability and reliability. A sincere thank you to everyone on the TransferGo team!

Frequently asked questions

What is the official currency used in Hong Kong?

Hong Kong dollar (HKD).

What is the official currency used in Hong Kong?

Symbol: $ | Code: HKD

Can I use my home currency in Hong Kong?

Not generally; payments must be in HKD.

How can I use my GoCard in Hong Kong?

Just activate it in the app and start spending—online or in stores.

Is it better to use cash or card when spending in Hong Kong?

Cards and mobile payments are widely used; carry cash for small vendors.

Are credit or debit cards widely accepted in Hong Kong?

Yes, especially in urban areas and chain stores.

Are there ATMs available in Hong Kong, and are there withdrawal limits?

Yes, with limits depending on your bank.

Can I use a GoCard in Hong Kong?

Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.

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