Send money to Germany faster, and for less.
Download our app to send money to Germany in minutes.
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Multi-currency account.
More than just money transfers
Our multi-currency account has landed—a free-to-use platform from which you can send, receive, hold and exchange a range of currencies. With exclusive in-app FX rates and instant, zero-fee transfers between accounts, it’s set to make your money go even further.
Here’s how much it costs to make a money transfer to Germany
Your first 2 transfers to Germany are free! After that, our fees stay low. The receiver gets the exact amount that our app tells you. No hidden transfer fees, no nasty surprises.
Download TransferGo app:
Scan to download the TransferGo app
How does your money arrive in Germany?
Bank account
We transfer money directly from our bank account in Germany to the receiver’s one, so there are no high international transfer fees.
Debit or credit card
Or we can transfer money directly to your recipient’s bank card.
Payment link
Don’t have your recipient’s card or bank details? Send us their phone number and we’ll send them a link!
It’s as easy as 1, 2, 3
1
Choose how much you want to send, and when
Send money to EUR in Germany
2
Add the recipient’s details
All you need is your receiver’s full name, and their card or bank details
3
Choose your payment method—and make the transfer!
Pay in by card or bank transfer, and your transfer is on its way!
Rest assured
Here’s why you can trust us with sending your money to Germany
Our end-to-end encryption protects your money and your data. Should a remittance ever fail, your money gets returned straight back to you.
Regulation is our friend: it keeps our 8 million existing and new customers and their money safe. FCA approved and regulated by EU and UK law, we work closely with international law enforcement to spot and prevent money laundering.
And if you ever do need help, we’re not some faceless app—our English and German-speaking Customer Support team answers calls and emails quickly and helpfully.
Don’t take our word for it…
Cheaper real-time transfers to Germany
Pay family, friends and bills back home—whichever way you suits you best.
How to get started…
What information do I need to make money transfers to Germany?
ID verification
The first time you send money to Germany, you need to verify your identity (don’t worry, this won’t take long).
Receiver’s details
Make sure you’re ready with your receiver’s full name, and their card or bank details.
Your card or bank account
You need your own card or bank details ready for your first money transfer.
How long does it take to send money to Germany?
Our fastest delivery times option is instant, which usually arrives in 2-3 minutes. You can also make a transfer the next day, but your first 2 instant money transfers to Germany are free right now—so why wait?
Make fast, easy money transfers—download the TransferGo app!
Scan to download the TransferGo app
Best ways to send money to Germany
Bank transfer
Bank transfers are a popular option for funding your international money transfer. They take a little longer than debit or credit card transfers but they’re insanely cheap.
Debit card
If you want to send money to Germany with a debit card, it’ll make your Germany money transfer super-fast. However, compared to a bank transfer, debit card transfers to Germany can be more expensive as they’re charged at a higher (but still low) fee.
Credit card
You can also send money to Germany using credit cards. TransferGo accepts both Visa and Mastercard to make credit card transfers to Germany super-simple.
PISP
Some money transfers are enabled by a third-party financial entity called Payment Initiation Service Providers (Germany), or PISP, which facilitates direct bank transfers for seamless online transactions.
SWIFT
When funds are processed, payment institutions use Society for Worldwide Interbank Financial Telecommunication (aka SWIFT transfers to Germany), a global messaging network that secures and executes cross-border wire transfers and transactions.
Apple Pay
If Apple Pay is enabled on your phone, you can use your mobile wallet to send money to Germany with Apple Pay. It’s quick and easy but check with your bank first in case they charge you extra fees. TransferGo doesn’t offer Apple Pay Germany transfers at the moment—but we’re planning to.
Google Pay
You can also send money to Germany with Google Pay if mobile wallet is set up on your Android. All you need is your receiver’s mobile number. Google Pay transfers to Germany isn’t one of our money transfer methods to Germany at the moment—but watch this space.
Frequently asked questions (FAQs)
What is the best way to send money to Germany?
The best and easiest way to send money to Germany and many other countries around the world is through mobile app money transfer services. TransferGo is a free-to-download app that allows you to make secure online money transfers to Germany at a favourable rate and without any fees, and it stands out for its excellent customer service in many different languages including English and German.
All of this, plus top-notch security, affordable prices and the ability to manage your tracking transfers to Germany, make TransferGo one of the best and most reliable companies for money transfers.
How do exchange rates affect sending money to Germany?
Germany currency exchange rates change all the time. At TransferGo we always try to offer the best rates and pricing on every currency including EUR. Our fair and transparent currency exchange rates (Germany) ensures that your money transfers are as cheap and affordable as they can possibly be. This is just one of the many benefits of using TransferGo for Germany money transfers.
How can I send money to a bank account in Germany?
If you’re sending from a credit/debit card including Visa and Mastercard, just use the TransferGo app to send money to a bank account number in Germany. Choose the currency you’re sending from and to, your receiver’s full name and card details, and then add your own details and additional information.
If you’re sending money to Germany via bank, start your order in the TransferGo app, then use your own banking app to send TransferGo the money—using the bank deposit details they send you. Once that’s done, let TransferGo know in the app that you’ve made your bank transfer to Germany, and they’ll send money to Germany bank account of your recipient.
What are the cheapest methods to send money to Germany?
Sending money to Germany with TransferGo is one of the cheapest ways to send money to Germany.
The cost to send money to Germany with TransferGo depends on your chosen transfer method. Bank transfers are usually the cheapest money transfers to Germany but they can take a little longer. Meanwhile, card transfers are instant but come with a slightly higher (but still very low) transfer fee.
Are there any limits on how much money I can send to Germany through online services?
At the moment, the maximum transfer amount to Germany is around EUR 2,500 (or equivalent). This applies to both weekend days and business days.
There are no restrictions on when you can send amounts of money with TransferGo—transfers with the app are 24/7. Your money must be sent from one of our ‘send’ countries—so all countries in the EU, as well as the UK, Liechtenstein, Monaco, Norway, San Marino and Turkey.
What fees are associated with sending money to Germany?
Curious about the cost of international money transfers to Germany? Don’t forget, your first two transfers to Germany are free!
After that, TransferGo uses a transparent, modular pricing structure based on the speed of the transfer and the currency corridor. We use a fair exchange rate, add a fee (where applicable) and show you the total cost.
All of our pricing is clearly displayed before you confirm the transfer so there are no hidden charges or nasty surprises. You’ll be able to see how much your recipient will get prior to confirming your transfer. It’s as simple as that.
How long to send money to Germany?
Our transfers are one of the fastest ways to send money to Germany! But the exact money transfer duration (Germany) depends on your transfer delivery method.
Bank to bank transfers take a little longer than card transfers but they’re generally more cost-effective. Meanwhile, card transfers usually arrive within a few minutes but you’ll have to pay a higher (but still very low) fee for this. No matter which method you choose, we’ll make sure your money arrives on time and you’re getting the most competitive price on the market.
Will I get the best EUR exchange rate?
German currency exchange rates change all the time. But when you send money to Germany using TransferGo, you can rest assured that we’ll always try to offer the best exchange rate for sending money to Germany.