{"id":15874,"date":"2021-04-29T08:43:49","date_gmt":"2021-04-29T08:43:49","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/raportul-de-credit-schufa-ce-este-si-cum-il-obtii"},"modified":"2025-03-11T14:43:41","modified_gmt":"2025-03-11T14:43:41","slug":"raportul-de-credit-schufa-ce-este-si-cum-il-obtii","status":"publish","type":"post","link":"https:\/\/wpvip.tgalpha.com\/ro\/raportul-de-credit-schufa-ce-este-si-cum-il-obtii","title":{"rendered":"Raportul de credit SCHUFA: Ce este \u0219i cum \u00eel ob\u021bii"},"content":{"rendered":"\n<p>\u00cen Germania, ai nevoie de raportul de credit <a href=\"https:\/\/www.meineschufa.de\/de\/produkt\/meineschufa-plus?etcc_med=SEA&amp;etcc_par=Google&amp;etcc_cmp=DE_GA_PMax_MIX_PER_MIX_Mix-Products_NORM_2311&amp;etcc_grp=&amp;etcc_bky=&amp;etcc_mty=&amp;etcc_plc=&amp;etcc_ctv=&amp;etcc_bde=c&amp;etcc_var=CjwKCAjwvr--BhB5EiwAd5YbXlH13dNNmlUDC0A1UTlbguHcadFaumaV_1jkUIi4jyRuBVOkIxUEjxoCJS4QAvD_BwE&amp;gad_source=1&amp;gclid=CjwKCAjwvr--BhB5EiwAd5YbXlH13dNNmlUDC0A1UTlbguHcadFaumaV_1jkUIi4jyRuBVOkIxUEjxoCJS4QAvD_BwE\" target=\"_blank\" rel=\"noopener\">SCHUFA<\/a> pentru a <a href=\"https:\/\/wpvip.tgalpha.com\/ro\/cum-gasiti-o-locuinta-germania-ca-strain-si-fara-cunostinte-de-limba-germana\/\">\u00eenchiria o locuin\u021b\u0103<\/a> \u00een Germania. \u00cen plus, \u0219ansele de reu\u0219it\u0103 sunt mici f\u0103r\u0103 el. De aceea, este important s\u0103 \u0219tii ce este \u0219i cum \u00eel ob\u021bii. \u00cen acest articol, vorbim despre ce este un raport de credit SCHUFA. Totodat\u0103, \u00ee\u021bi spunem cine \u00eel elibereaz\u0103 \u0219i cum \u00eel po\u021bi ob\u021bine.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#ce-este-raportul-de-credit-schufa\">Ce este raportul de credit SCHUFA?<\/a><\/li><li class=\"\"><a href=\"#cine-face-evaluarea-schufa-\u0219i-i\u021bi-elibereaza-documentul-avizat\">Cine face evaluarea SCHUFA \u0219i \u00ee\u021bi elibereaz\u0103 documentul avizat?<\/a><\/li><li class=\"\"><a href=\"#cum-ajung-informa\u021biile-despre-tine-la-aceasta-agen\u021bie\">Cum ajung informa\u021biile despre tine la aceast\u0103 agen\u021bie?<\/a><\/li><li class=\"\"><a href=\"#cum-ob\u021bii-raportul-de-credit-schufa\">Cum ob\u021bii raportul de credit SCHUFA?<\/a><\/li><li class=\"\"><a href=\"#aviz-juridic\">Aviz juridic!<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ce-este-raportul-de-credit-schufa\">Ce este raportul de credit SCHUFA?<\/h3>\n\n\n\n<p>Raportul de credit SCHUFA este o evaluare a c\u00e2t de bun de plat\u0103 e\u0219ti. Po\u021bi avea datorii mari nepl\u0103tite \u00een Rom\u00e2nia, spre exemplu. Sau po\u021bi avea un loc de munc\u0103 instabil. Ori, ai un job de doar c\u00e2teva luni. \u00cen oricare dintre aceste situa\u0163ii, venitul t\u0103u nu este \u00eenc\u0103 foarte stabil. \u00cen consecin\u021b\u0103, \u00een ochii proprietarului nu ai un credit prea bun.<\/p>\n\n\n\n<p>SCHUFA evalueaz\u0103 tocmai astfel de informa\u021bii. Ele trebuie s\u0103 fie nu numai la zi, ci \u0219i nu mai vechi de trei luni. De acest lucru se asigur\u0103 compania care \u00ee\u021bi elibereaz\u0103 actul avizat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cine-face-evaluarea-schufa-\u0219i-i\u021bi-elibereaza-documentul-avizat\">Cine face evaluarea SCHUFA \u0219i \u00ee\u021bi elibereaz\u0103 documentul avizat?<\/h3>\n\n\n\n<p>Agen\u021bia care iti evalueaz\u0103 solvabilitatea se nume\u0219te chiar <strong>Schufa<\/strong>. \u00centr-adev\u0103r, Schufa \u00eenseamn\u0103 <em>Asocia\u021bia de protec\u021bie a asigur\u0103rilor generale de credit<\/em>. Sau, <em>Schutzgemeinschaft f\u00fcr Allgemeine Kreditversicherung <\/em>\u00een limba german\u0103. Aceasta colecteaz\u0103 \u0219i prelucreaz\u0103 date de capacitate de plata. Mai mult dec\u00e2t at\u00e2t, are \u0219i autoritate s\u0103 elibereze raportul de credit \u00een sine.<\/p>\n\n\n\n<p>Pentru mai multe detalii, aici este site-ul Schufa:<em> <a href=\"https:\/\/www.schufa.de\/\" target=\"_blank\" rel=\"noopener\">schufa.de<\/a> <\/em>(\u00een limba german\u0103)<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/wpvip.tgalpha.com\/ro\/wp-content\/uploads\/2021\/04\/raportul-de-credit-schufa-ce-este-si-cum-il-obtii.jpg?resize=1024,576\" alt=\"\" class=\"wp-image-169140\" srcset=\"https:\/\/wpvip.tgalpha.com\/wp-content\/uploads\/2021\/04\/raportul-de-credit-schufa-ce-este-si-cum-il-obtii.jpg 1920w, https:\/\/wpvip.tgalpha.com\/wp-content\/uploads\/2021\/04\/raportul-de-credit-schufa-ce-este-si-cum-il-obtii.jpg?resize=300,169 300w, https:\/\/wpvip.tgalpha.com\/wp-content\/uploads\/2021\/04\/raportul-de-credit-schufa-ce-este-si-cum-il-obtii.jpg?resize=768,432 768w, https:\/\/wpvip.tgalpha.com\/wp-content\/uploads\/2021\/04\/raportul-de-credit-schufa-ce-este-si-cum-il-obtii.jpg?resize=1024,576 1024w, https:\/\/wpvip.tgalpha.com\/wp-content\/uploads\/2021\/04\/raportul-de-credit-schufa-ce-este-si-cum-il-obtii.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cum-ajung-informa\u021biile-despre-tine-la-aceasta-agen\u021bie\">Cum ajung informa\u021biile despre tine la aceast\u0103 agen\u021bie?<\/h3>\n\n\n\n<p>De la momentul la care \u00ee\u021bi deschizi un cont bancar \u00een Germania e\u0219ti, totodat\u0103, \u00eenregistrat de Schufa. De regul\u0103, po\u021bi solicita \u0219i ob\u021bine informa\u021bii SCHUFA dup\u0103 ce prima plat\u0103 a fost primit\u0103 \u00een contul bancar.<\/p>\n\n\n\n<p>Aten\u021bie: \u00cen scopul \u00eenchirierii, proprietarul vrea s\u0103 \u0219tie <strong>c\u00e2t de bun de plat\u0103 e\u0219ti la zi<\/strong>. Din acest motiv, <strong>informa\u021biile nu trebuie s\u0103 fie mai vechi de trei luni.<\/strong> Cu alte cuvinte, \u00ee\u021bi vei ob\u021bine un \u201cextras Schufa\u201d pe ultimele trei luni, dar nu mai vechi de at\u00e2t.<\/p>\n\n\n\n<p>A\u0219adar, am stabilit c\u0103 raportul de credit SCHUFA face dovada c\u0103 e\u0219ti bun de plat\u0103. \u00centr-adev\u0103r, raportul creeaz\u0103 \u00eencredere \u00eentre tine ca <a href=\"https:\/\/wpvip.tgalpha.com\/ro\/cum-gasiti-o-locuinta-germania-ca-strain-si-fara-cunostinte-de-limba-germana\/\">posibil chiria\u0219<\/a>, \u0219i proprietar. Prin urmare, \u0219ansele tale de a fi acceptat ca locatar cresc considerabil cu scor bun.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cum-ob\u021bii-raportul-de-credit-schufa\">Cum ob\u021bii raportul de credit SCHUFA?<\/h3>\n\n\n\n<p>Online. Comanzi raportul de credit SCHUFA (<em>SCHUFA-Bonit\u00e4tsAuskunft<\/em>) pe pagina de internet <em>meineschufa.de<\/em>.<\/p>\n\n\n\n<p>Telefonic. Suni la 0611 &#8211; 92780. Po\u021bi contacta agen\u021bia de luni p\u00e2n\u0103 vineri \u00eentre orele 8:00 \u0219i 19:00 (cu excep\u021bia s\u0103rb\u0103torilor na\u021bionale).<\/p>\n\n\n\n<p>Prin po\u0219t\u0103. Formularul cu care \u00ee\u021bi po\u021bi comanda SCHUFA prin po\u0219t\u0103 poate fi g\u0103sit tot pe <em>meineschufa.de<\/em>. Unde anume? \u00cen partea dreapta a paginii exist\u0103 sec\u021biunea \u201cDownload\u201d, iar acolo g\u0103se\u0219ti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>Bestellformular SCHUFA-Bonit\u00e4tsAuskunft<\/em> (formularul de comand\u0103 \u00een limba german\u0103)<\/li>\n\n\n\n<li><em>Order form for a SCHUFA credit report<\/em> (formularul de comand\u0103 \u00een limba englez\u0103)<\/li>\n<\/ul>\n\n\n\n<p>Cu toate acestea, vei primi mai repede raportul dac\u0103 \u00eel comanzi online sau telefonic.<\/p>\n\n\n\n<p>Postbank \u0219i Volksbanken. \u00ce\u021bi po\u021bi lua raportul de credit SCHUFA \u0219i direct de la partenerii Schufa. \u00cen acest scop, ai nevoie de un cont bancar pentru a pl\u0103ti. Totodat\u0103, va trebui s\u0103 ai cu tine at\u00e2t cartea de identitate sau pa\u0219aportul, c\u00e2t \u0219i certificatul de \u00eenregistrare (<em>Anmeldung<\/em>).<\/p>\n\n\n\n<p>Ave\u021bi dreptul de a primi o autoevaluare gratuit\u0103 de la Schufa o dat\u0103 pe an. Totu\u015fi, timpul de procesare este foarte lung aici. Cel mai bine v\u0103 informa\u021bi direct la agen\u021bie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"aviz-juridic\">Aviz juridic!<\/h3>\n\n\n\n<p>Acest articol este destinat doar \u00een scop informativ \u0219i nu ar trebui privit ca o consiliere juridic\u0103.<\/p>\n\n\n\n<p>Datorit\u0103 schimb\u0103rii \u0219i dezvolt\u0103rii constante a jurispruden\u021bei \u00een domeniul dreptului loca\u021biei, nu ne asum\u0103m nicio r\u0103spundere pentru incontestabilitatea legal\u0103 a explica\u021biilor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen Germania, ai nevoie de raportul de credit SCHUFA pentru a \u00eenchiria o locuin\u021b\u0103 \u00een Germania. \u00cen plus, \u0219ansele de reu\u0219it\u0103 sunt mici f\u0103r\u0103 el. De aceea, este important s\u0103 \u0219tii ce este \u0219i cum \u00eel ob\u021bii. \u00cen acest articol, vorbim despre ce este un raport de credit SCHUFA. Totodat\u0103, \u00ee\u021bi spunem cine \u00eel elibereaz\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15890,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1323,1322],"tags":[],"business_case_studies_tags":[],"class_list":["post-15874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sfaturi-viata-in-strainatate","category-viata-in-strainatate"],"jetpack_featured_media_url":"https:\/\/wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/shutterstock_627935330-1.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/15874","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/comments?post=15874"}],"version-history":[{"count":1,"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/15874\/revisions"}],"predecessor-version":[{"id":169151,"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/15874\/revisions\/169151"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media\/15890"}],"wp:attachment":[{"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media?parent=15874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/categories?post=15874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/tags?post=15874"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=15874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}