{"id":8998,"date":"2016-12-13T11:09:22","date_gmt":"2016-12-13T11:09:22","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/pilns-budzeta-planosanas-celvedis"},"modified":"2024-11-13T09:49:27","modified_gmt":"2024-11-13T09:49:27","slug":"pilns-budzeta-planosanas-celvedis","status":"publish","type":"post","link":"https:\/\/wpvip.tgalpha.com\/lv\/pilns-budzeta-planosanas-celvedis","title":{"rendered":"Bud\u017eeta pl\u0101no\u0161ana: viss, kas j\u0101zina par \u201eno spend month\u201c"},"content":{"rendered":"\n

\u201eNo spend month\u201c ir aizvien popul\u0101r\u0101ks izaicin\u0101jums. To izv\u0113las cilv\u0113ki, kuri apzin\u0101s savu bud\u017eetu, v\u0113las \u0101tri ietaup\u012bt k\u0101dam konkr\u0113tam m\u0113r\u0137im vai vienk\u0101r\u0161i mekl\u0113 jautru un noder\u012bgu izaicin\u0101jumu.<\/p>\n\n\n\n

\u012as\u0101k sakot, \u201eno spend month\u201c  ir izaicin\u0101jums, kad nevarat t\u0113r\u0113t naudu nekam, kas nav absol\u016bti nepiecie\u0161ams. J\u016bs varat izv\u0113l\u0113ties izaicin\u0101juma ilgumu, bet m\u0113nesis ir pievilc\u012bgs vair\u0101ku iemeslu d\u0113\u013c: no vienas puses, tas ir pietiekami \u012bss, lai izaicin\u0101jums nek\u013c\u016btu p\u0101r\u0101k gr\u016bts, un, no otras puses, m\u0113nesis ir pietiekami ilgs, lai g\u016btu labumu no izaicin\u0101juma.<\/p>\n\n\n\n

\u201eNo spend month\u201c: j\u016bsu bud\u017eets jums pateiksies.<\/strong><\/h2>\n\n\n\n

S\u0101ksim ar\u201eno spend month\u201c  priek\u0161roc\u012bb\u0101m. Pirmk\u0101rt, protams, j\u016bs ietaup\u012bsiet naudu. Atkar\u012bb\u0101 no j\u016bsu ieradumiem un darb\u012bbas ilguma t\u0101 var\u0113tu b\u016bt \u013coti iev\u0113rojama summa. \u0160is izaicin\u0101jums ir lieliski piem\u0113rots ar\u012b tiem, kuri j\u016bt, ka vi\u0146u ikm\u0113ne\u0161a bud\u017eeta pl\u0101no\u0161ana vairs nedarbojas \u2013 \u201eno spend month\u201c<\/a>  skaidri par\u0101d\u012bs, bez k\u0101 j\u016bs varat mier\u012bgi dz\u012bvot.<\/p>\n\n\n\n

\u0160is izaicin\u0101jums ar\u012b pal\u012bdz\u0113s jums atteikties no impuls\u012bviem pirkumiem un saprast, ka prieks, ko tie sag\u0101d\u0101, nav tik liels. Interesanti, ka ar\u012b nepirk\u0161ana (spont\u0101ni vai pl\u0101nota), visticam\u0101k, b\u016bs maz\u0101k stresaina. Tas ir t\u0101p\u0113c, ka, kaut ko p\u0113rkot, mums ir j\u0101pie\u0146em l\u0113mums, un l\u0113mumu pie\u0146em\u0161ana vienm\u0113r sag\u0101d\u0101 vil\u0161anos un da\u017ek\u0101rt ar\u012b stresu.<\/p>\n\n\n\n

Galu gal\u0101 j\u016bs atkl\u0101siet, ka esat k\u013cuvis daudz atjaut\u012bg\u0101ks. J\u016bs iem\u0101c\u012bsieties rado\u0161\u0101k r\u012bkoties ar to, kas jums ir, atcer\u0113sieties, ka lab\u0101k\u0101s lietas dz\u012bv\u0113 bie\u017ei vien ir bez maksas (j\u016bs saprat\u012bsiet, ka pastaiga ar draugu lok\u0101 var b\u016bt daudz jautr\u0101ka nek\u0101 s\u0113d\u0113\u0161ana b\u0101r\u0101), un j\u016bs ieg\u016bsiet p\u0101rliec\u012bbu: j\u016bs saprat\u012bsiet, ka patie\u0161\u0101m varat kontrol\u0113t daudzas lietas, un j\u016bs g\u016bsiet lielu prieku no gandar\u012bjuma, ko sniedz m\u0113nesis bez t\u0113ri\u0146iem un papildin\u0101tais bud\u017eets.<\/p>\n\n\n\n

\u201eNo spend month\u201c bud\u017eets : k\u0101 to izveidot?<\/strong><\/h2>\n\n\n\n

Neaizmirstiet, ka ar\u012b m\u0113nesim, kad net\u0113r\u0113jat naudu, ir nepiecie\u0161ams bud\u017eets: \u0161is izaicin\u0101jums noteikti nenoz\u012bm\u0113, ka jums ir j\u0101cie\u0161 no bada vai nav j\u0101maks\u0101 nodok\u013ci. Ir svar\u012bgi noteikt noteikumus, lai p\u0101rliecin\u0101tos, ka jums ir labs pl\u0101ns – piem\u0113ram, da\u017eiem cilv\u0113kiem nav nek\u0101du ierobe\u017eojumu attiec\u012bb\u0101 uz p\u0101rtiku, bet citi izaicin\u0101juma laik\u0101 iep\u0113rkas tikai tad, kad ledusskapis ir piln\u012bgi tuk\u0161s. Tas pats attiecas uz higi\u0113nas prec\u0113m – da\u017ei cilv\u0113ki p\u0113rk tikpat daudz, cik pirms izaicin\u0101juma, bet citi nolemj nepirkt jaunas, ja vien vi\u0146iem v\u0113l ir kaut k\u0101di atlikumi.<\/p>\n\n\n\n

M\u0113s iesak\u0101m maksim\u0101li izmantot  \u201eno spend month\u201c un izmantot iesp\u0113ju veikt sald\u0113tavas un skapju inventariz\u0101ciju. M\u0113s garant\u0113jam, ka tur ir daudz p\u0101rtikas produktu, kurus varat rado\u0161i izmantot bezizdevumu m\u0113ne\u0161a laik\u0101, lai padar\u012btu savu jau t\u0101 nelielo izaicin\u0101jumu bud\u017eetu v\u0113l maz\u0101ku. Ja jums pat\u012bk gatavot, varat izaicin\u0101t sevi nepirkt neko, ko varat pagatavot, piem\u0113ram, maizi, da\u017e\u0101das m\u0113rces, pusfabrik\u0101tus utt.<\/p>\n\n\n\n

T\u0101tad izlemiet, k\u0101dus noteikumus iev\u0113rosiet, un, pamatojoties uz tiem, aptuveni apr\u0113\u0137iniet, cik lielam bud\u017eetam vajadz\u0113tu pietikt, lai izpild\u012btu \u0161o uzdevumu.<\/p>\n\n\n\n

Citi noder\u012bgi padomi<\/strong><\/h3>\n\n\n\n

Lai pal\u012bdz\u0113tu jums p\u0101rvar\u0113t m\u0113nesi, kur\u0101 nav t\u0113ri\u0146u, m\u0113s v\u0113lamies dal\u012bties ar v\u0113l da\u017eiem praktiskiem padomiem. Pirmk\u0101rt, izv\u0113lieties pareizo laiku – piem\u0113ram, decembris var b\u016bt p\u0101r\u0146emo\u0161s, jo m\u0113s p\u0113rkam d\u0101vanas, dodamies uz pas\u0101kumiem, tiekamies ar saviem m\u012b\u013cajiem un svinam.<\/p>\n\n\n\n

M\u0113s visi zin\u0101m, ka izaicin\u0101jumus ir viegl\u0101k p\u0101rvar\u0113t, ja mums ir atbalsts. T\u0101p\u0113c neaizmirstiet dal\u012bties ar citiem par to, ka esat uzs\u0101cis \u201eno spend month\u201c. Ja v\u0113laties, varat to dar\u012bt soci\u0101lajos t\u012bklos un regul\u0101ri dal\u012bties ar savu progresu ar\u012b tur. Ja j\u016bs maz izmantojat soci\u0101los t\u012bklus, l\u016bdziet atbalstu draugiem vai \u0123imenei. Vai varb\u016bt j\u016bs varat k\u0101du no vi\u0146iem p\u0101rliecin\u0101t piedal\u012bties \u0161aj\u0101 izaicin\u0101jum\u0101?<\/p>\n\n\n\n

Lai saglab\u0101tu motiv\u0101ciju m\u0113ne\u0161a laik\u0101, izdom\u0101jiet, ko dar\u012bsiet ar ietaup\u012bto naudu. Varb\u016bt dosieties atva\u013cin\u0101jum\u0101, nopirksiet d\u0101rgu lietu, par kuru jau sen esat sap\u0146ojis, vai veiksiet p\u0113d\u0113jo kred\u012bta maks\u0101jumu? Motiv\u0101cijai ir svar\u012bgs ar\u012b j\u016bsu noska\u0146ojums – nep\u0101rst\u0101jiet baud\u012bt dz\u012bvi tikai t\u0101p\u0113c, ka taup\u0101t! Piem\u0113ram, t\u0101 viet\u0101, lai vakari\u0146otu ar draugiem pils\u0113t\u0101, uzaiciniet vi\u0146us pie sevis un pal\u016bdziet, lai katrs atnes kaut ko l\u012bdzi – m\u0113s garant\u0113jam, ka vakars b\u016bs tikpat jautrs un j\u016bsu bud\u017eets jums pateiksies. Un neaizmirstiet par bezmaksas izklaidi – dabu, muzejiem, galda sp\u0113l\u0113m vai citiem hobijiem.<\/p>\n\n\n\n

Visbeidzot, nenosodiet sevi, ja vienreiz neizdodas – pirmaj\u0101 reiz\u0113 bud\u017eeta pl\u0101no\u0161ana var b\u016bt patie\u0161\u0101m gr\u016bta un pabeigt visu \u201eno spend month\u201c, t\u0101p\u0113c izbaudiet katru dienu, un j\u016bs redz\u0113siet, ka ar laiku k\u013c\u016bs viegl\u0101k.<\/p>\n\n\n\n

____________________<\/p>\n\n\n\n

S\u016btiet m\u012blest\u012bbu un naudu ar TransferGo. Izbaudiet \u0101trus, dro\u0161us un vienk\u0101r\u0161us p\u0101rskait\u012bjumus. Uzaiciniet savus draugus pievienoties TransferGo un nopelniet 22 \u20ac. Pievienojies<\/a> jau jau \u0161odien! ?<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\u201eNo spend month\u201c ir aizvien popul\u0101r\u0101ks izaicin\u0101jums. To izv\u0113las cilv\u0113ki, kuri apzin\u0101s savu bud\u017eetu, v\u0113las \u0101tri ietaup\u012bt k\u0101dam konkr\u0113tam m\u0113r\u0137im vai vienk\u0101r\u0161i mekl\u0113 jautru un noder\u012bgu izaicin\u0101jumu. \u012as\u0101k sakot, \u201eno spend month\u201c  ir izaicin\u0101jums, kad nevarat t\u0113r\u0113t naudu nekam, kas nav absol\u016bti nepiecie\u0161ams. J\u016bs varat izv\u0113l\u0113ties izaicin\u0101juma ilgumu, bet m\u0113nesis ir pievilc\u012bgs vair\u0101ku iemeslu d\u0113\u013c: […]<\/p>\n","protected":false},"author":1,"featured_media":8999,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1436,1439],"tags":[],"business_case_studies_tags":[],"class_list":["post-8998","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personigas-finanses","category-personigie-finansu-padomi"],"jetpack_featured_media_url":"https:\/\/wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/food-truck-budgeting.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/posts\/8998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/comments?post=8998"}],"version-history":[{"count":0,"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/posts\/8998\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/media\/8999"}],"wp:attachment":[{"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/media?parent=8998"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/categories?post=8998"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/tags?post=8998"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/business_case_studies_tags?post=8998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}