{"id":840158,"date":"2025-12-09T15:22:56","date_gmt":"2025-12-09T15:22:56","guid":{"rendered":"https:\/\/wpvip.tgalpha.com\/?page_id=840158"},"modified":"2025-12-09T15:38:25","modified_gmt":"2025-12-09T15:38:25","slug":"virtual-iban","status":"publish","type":"page","link":"https:\/\/wpvip.tgalpha.com\/gb\/virtual-iban","title":{"rendered":"Virtual IBANs"},"content":{"rendered":"\n<section class=\"wp-block-tg-terms-and-conditions-hero terms-and-conditions-hero container-fluid alignfull\" align=\"full\"><div class=\"container\">\n<h1 class=\"wp-block-heading has-text-align-center terms-and-conditions-hero__title has-blue-900-color has-text-color\"><strong><strong><strong><strong>Understanding your Virtual IBAN (vIBAN) for transfers<\/strong><\/strong><\/strong><\/strong><\/h1>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-tg-terms-and-conditions-main-content terms-and-conditions-main-content container-fluid\"><div class=\"container\">\n<p>When you make or receive international transfers through TransferGo, you may be provided with a virtual IBAN (vIBAN). <\/p>\n\n\n\n<p>A vIBAN works much like a regular IBAN, but instead of representing a standalone bank account, it is a unique identifier linked to your TransferGo Account. <\/p>\n\n\n\n<p>It allows you to receive money in your name, in a specific currency, and helps TransferGo route funds quickly and accurately.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-x-large-font-size\"><strong>Who issues your vIBAN for EUR?<\/strong><\/h2>\n\n\n\n<p>Your vIBAN is issued and managed by LHV Pank, a licensed Estonian credit institution regulated by the Bank of Estonia (Eesti Pank). <\/p>\n\n\n\n<p>LHV Pank works with TransferGo to provide certain banking services, including the generation of vIBANs used for sending and receiving transfers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-x-large-font-size\"><strong>Who issues your vIBAN for PLN?<\/strong><\/h2>\n\n\n\n<p>Your vIBAN is issued and managed by Santander Bank Polska S.A., a licensed Polish credit institution regulated by Poland&#8217;s financial regulator (Komisja Nadzoru Finansowego). <\/p>\n\n\n\n<p>Santander Bank Polska S.A. works with TransferGo to provide certain banking services, including the generation of vIBANs used for sending and receiving transfers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-x-large-font-size\"><strong><strong>Who issues your<\/strong> vIBAN for USD?<\/strong><\/h2>\n\n\n\n<p>Your vIBAN is issued and managed by Santander Bank Polska S.A., a licensed Polish credit institution regulated by Poland&#8217;s financial regulator (Komisja Nadzoru Finansowego). <\/p>\n\n\n\n<p>Santander Bank Polska S.A. works with TransferGo to provide certain banking services, including the generation of vIBANs used for sending and receiving transfers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-x-large-font-size\"><strong><strong>Who issues your<\/strong> vIBAN for GBP?<\/strong><\/h2>\n\n\n\n<p>Your vIBAN is issued and managed by LHV Bank Limited, authorised as a financial institution by the Prudent Regulation Authority. LHV Bank works with TransferGo to provide certain banking services, including the generation of vIBANs used for sending and receiving transfers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-x-large-font-size\"><strong>What this means for you<\/strong><\/h2>\n\n\n\n<p>Because your vIBAN is provided through these banks, please note that:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2022 Some services are subject to their jurisdiction and regulation.<\/li>\n\n\n\n<li>\u2022 Your TransferGo Account continues to function as normal; however, payments made to or from your vIBAN follow rules that apply to their bank accounts.<\/li>\n\n\n\n<li>\u2022 This setup helps TransferGo offer fast, reliable, and local-style transfers in euros (EUR), Polish Zloty (PLN), US Dollar (USD) and British pound (GBP).<\/li>\n\n\n\n<li><\/li>\n<\/ul>\n\n\n\n<p><strong>Important to note: <\/strong>Even though your vIBAN is issued by these banks, the funds in your TransferGo Account remain safeguarded and protected in line with all regulatory requirements.<\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"hideMenuColor":false,"footnotes":""},"class_list":["post-840158","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"hideMenuColor":false,"_links":{"self":[{"href":"https:\/\/wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/pages\/840158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/comments?post=840158"}],"version-history":[{"count":1,"href":"https:\/\/wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/pages\/840158\/revisions"}],"predecessor-version":[{"id":840160,"href":"https:\/\/wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/pages\/840158\/revisions\/840160"}],"wp:attachment":[{"href":"https:\/\/wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/media?parent=840158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}